Saturday, December 31, 2011

Ask Engadget: best live traffic standalone GPS?

We know you've got questions, and if you're brave enough to ask the world for answers, here's the outlet to do so. This week's Ask Engadget inquiry is from Elliot 'Mr. E' M. Smith who is trying to avoid Los Angeles rush-hour traffic with the help of his GPS. If you're looking to send in an inquiry of your own, drop us a line at ask [at] engadget [dawt] com.
"I prefer using a GPS unit, not my phone, when I'm driving around LA. The best traffic I've seen is via Google Maps, since it shows surface traffic for streets in Hollywood. Navteq HD Radio maps (which is what I use now) doesn't show this kind of information: it's only for highways. There aren't any highways between Hollywood and Beverly Hills, but there's a ton of traffic, which you're blind to when using a standalone GPS. Is there an easy way to get surface traffic data on a GPS unit rather than forking out for a phone / tablet and $30/month data plan? Thanks!"
It's a tricky one to round off the year, dear commenters. Is there a GPS unit with live-traffic that you hold dear to your hearts? Does it let you glide around the gridlock with the Beach Boys cranked up? Let your fingers do the commenting in the space below.

Ask Engadget: best live traffic standalone GPS? originally appeared on Engadget on Sat, 31 Dec 2011 22:28:00 EDT. Please see our terms for use of feeds.

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Source: http://www.engadget.com/2011/12/31/ask-engadget-best-live-traffic-standalone-gps/

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Canada?s Harrington stays out of spotlight

Sorry, Readability was unable to parse this page for content.

Source: http://www.nationalpost.com/Canada+Harrington+stays+spotlight/5926177/story.html

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Friday, December 30, 2011

Union benefits teachers

I'm responding to a recent letter titled "Not all teachers alike." As both a teacher and a member of the Volusia Teachers Organization, I fully support any individual's right to choose to join or not join a union.

While it saddens me that the writer feels "almost ashamed to be a teacher" because VTO is so outspoken, I also find it ironic that employees who opt out of joining a union are more than willing to accept the benefits fought for and won by that very same union.

I wonder how many people who don't belong to VTO because they disagree with its message will turn down the next raise we negotiate? I doubt any will, and maybe that is something to feel "almost ashamed" about.

Source: http://www.news-journalonline.com/opinion/letters-to-the-editor/2011/12/29/union-benefits-teachers.html

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IBM Granted Your-Paychecks-Are-What-You-Eat Patent

Isn't this a huge HIPPA violation?

I personally don't care. However, I'll tell all you/.ers that my son is horribly allergic to gluten protein in wheat, soy proteins, and casein proteins. Yes he had a Very rough time as a little kid but as a seemingly last ditch effort the gastroenterologist, or whatever the F he's called, ordered some blood tests and basically told us he'd never seen a kid with that high of allergen antibody levels, and more or less never feed him wheat, soy, or milk products again and he'll probably live. Actually after cutting that out of his diet, he thrived, not just "survived". This was a last ditch effort because the medical industrial complex makes money selling anti-steroidal drugs and exploratory surgery and endless consultations, not making money by just telling people "don't eat the stuff you're allergic to anymore, mmm kay?" To say I'm pissed off about the whole situation is an understatement. To misquote someone, I wish the medical industrial complex had but one neck, so I could throttle it.

Interestingly enough, when we cut out the bad stuff, the health of my wife and I improved measurably and dramatically, blood tests for cholesterol and our weight and other stuff. I later find out we're eating what is trendily called a "paleo-diet" or whatever, but aside from all the bookselling and Oprah interviews it just boils down to, if your ancestors ate it 10Kyrs ago, you should eat the closest equivalent. Lots of baked fish, meat and veggie stir frys (without soy sauce) lots of salads, which if you know what you're doing are extremely tasty, etc. The grill gets a good workout. Kabobs. BBQ chicken on a salad. That kind of food. Not so much bread and pasta and pretty much anything that comes out of a freezer box ready to be heated up.

Anyway the point is I really don't need some idiotic B-school dropout HR drone arguing with me, about how I should be paid less, because my son isn't eating enough whole wheat and tofu with a big glass of milk, and I'm not interested in sending endless medical records to HR, and endless permission slips, and just the whole bureaucratic nightmare. And if I buy food at a farmers market I'm somehow to be treated as an enemy of the state. Or I have to attend "food confession" where the "dietary priest" either hears my dining sins or grabs my fun parts, can't remember which.

Source: http://rss.slashdot.org/~r/Slashdot/slashdotScience/~3/n5aMwBQUbis/ibm-granted-your-paychecks-are-what-you-eat-patent

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Thursday, December 29, 2011

Look for Less: Honor Warren?s Sporty Chic

Honor Warren looks so cute in her Ash Footwear sneakers. Check her out, plus our look for less.

Source: http://feeds.celebritybabies.com/~r/celebrity-babies/~3/YOyyOOqsD6M/

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?Why I Left Canada for The United States?

John Chow writes:

This may come as a shock to people living in Canada, but the medical service in the US is far superior to anything offered in Canada. When I take Sally to see a doctor in the US, I don?t have to wait. The appointment time is the actual time to see the doctor, not the time to wait in the waiting room. Test results are usually sent back the same day, and you can see a specialist without a referral.

Canadians will say their medical system is free and available to everyone. That?s only half true. The BC Medical Services Plan (MSP) isn?t free. You do have to pay for it if your family makes over $30,000 a year. If you make less than $22K a year, then it?s free. There is premium assistance between $22,001 to $30,000. The monthly premium rates are $60.50 for one person, $109.00 for a family of two and $121.00 for a family of three or more. You will have to pay out of your pocket for extended and dental coverage. I pay about the same in the US for my medical and dental as I do in the Canada, but the service is way better in the US.

The ?universal? in universal medical a code word for, ?hurry up and wait!? Yes, Canada?s universal medical system will pay for that MRI scan, if you?re willing to wait six months to a year. This is why you see so many Canadians going to the US for treatment but not a single American coming to Canada for treatment. Unless your case is considered life threatening, you will be waiting far longer than a patient in the US with private or company medical.

PLUS:

The 99% Is The 1%

Irvine is a master-planned city. The entire city was designed and developed by the Irvine Company. This means the city has no Downtown Eastside or any other undesirable neighborhoods. Irvine is the safest city in The United State with a population of over 200,000 and has one of the best school systems in the nation.

Occupy Orange County is in Irvine but no one pays attention to them. They claim that they are on the 99%, but the running joke in Orange County is, the 99% is the 1%. This is not to say there are no poor people in Orange County, because there are. They just don?t hang out in Irvine.

Source: http://www.fivefeetoffury.com/2011/12/why-i-left-canada-for-the-united-states/

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Wednesday, December 28, 2011

Outsourcing Jobs

Walter Isaacson?s book is long, dull, often flat-footed, and humorless. It hammers on one nail, incessantly: that Steve Jobs was an awful man, but awful in the service of products people really liked (and eventually bought lots of) and so in the end his awfulness was probably OK.

For more great criticism and culture writing, visit our sister site Let's Get Critical.

Source: http://longform.org/2011/12/26/outsourcing-jobs/

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Quad-core Meizu MX may arrive in May with revamped UI, says company founder

We already knew that the dual-core Meizu MX will eventually meet its quad-core variant, but the question is when? Well, the ever elusive Jack Wong (who's actually taken a step back from the CEO position while acting as some sort of chairman) told fans on his forum that the new Android phone will probably arrive around May next year -- almost half way through the current one-year product cycle. Additionally, the Flyme OS's UI will see some big changes to accommodate Android 4.0. Can't say we're surprised, but we sure would be if the chip turns out to be something other than the leaked Samsung Exynos 4412 SoC from last month.

Quad-core Meizu MX may arrive in May with revamped UI, says company founder originally appeared on Engadget on Tue, 27 Dec 2011 13:28:00 EDT. Please see our terms for use of feeds.

Permalink TechOrz (Chinese), Engadget China  |  sourceMeizu BBS (Chinese)  | Email this | Comments


Source: http://feeds.engadget.com/~r/weblogsinc/engadget/~3/yatsWiv_SJA/

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Tuesday, December 27, 2011

Dropbox 'experimenting' with photo and video import, enables instant transfer to the cloud

Dropbox is handing out yet another early peek at a fresh new tool for the early-adopting enthusiast crowd. The cloud-based storage service is introducing a feature that'll allow all your photo / video captured memories to be instantly transferred as soon as you plug in a device that houses your media, and you can have a raw look at the "experimental build" now. Before you do, though, Dropbox is warning you to take the dive at your own risk. There's no word on when the tool will hit the masses, but if you're willing to get past the notice, the source link will fill you in on all the necessary deets.

Dropbox 'experimenting' with photo and video import, enables instant transfer to the cloud originally appeared on Engadget on Tue, 27 Dec 2011 17:19:00 EDT. Please see our terms for use of feeds.

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Source: http://feeds.engadget.com/~r/weblogsinc/engadget/~3/A89N2Qtmh1A/

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Facebook unwelcome in Vietnam, but Zuckerberg OK (AP)

HANOI, Vietnam ? Vietnam may block its citizens from using Facebook, but that didn't stop website founder Mark Zuckerberg from spending his vacation in the communist country.

Zuckerberg spent Christmas Eve in the popular tourist destination Ha Long Bay, local officialTrinh Dang Thanh says.

State-run media say Zuckerberg arrived in Vietnam on Dec. 22.

Zuckerberg spent Christmas Day at an ecolodge in the northern mountain town of Sapa and rode a buffalo, said Le Phuc Thien, deputy manager at Topas Ecolodge.

Zuckerberg, Facebook's 27-year-old CEO, founded the popular social networking site in 2004.

Vietnam's aggressive Internet censors block access to Facebook and other websites, but young Vietnamese easily bypass the restrictions.

THIS IS A BREAKING NEWS UPDATE. Check back soon for further information. AP's earlier story is below.

HANOI, Vietnam (AP) ? Vietnam may block its citizens from using to Facebook, but that didn't stop website founder Mark Zuckerberg from spending his vacation there.

Zuckerberg spent Christmas Eve in the popular tourist destination Ha Long Bay, local officialTrinh Dang Thanh says .

State-run media say Zuckerberg arrived in Vietnam on Dec. 22.

Zuckerberg spent Christmas Day at an ecolodge in the northern mountain town of Sapa and rode a buffalo, said Le Phuc Thien, deputy manager at Topas Ecolodge.

Zuckerberg, Facebook's 27-year-old CEO, founded the popular social networking site in 2004.

Vietnam's aggressive Internet censors block access to Facebook and other websites, but young Vietnamese easily bypass the restrictions.

Source: http://us.rd.yahoo.com/dailynews/rss/asia/*http%3A//news.yahoo.com/s/ap/20111227/ap_on_re_as/as_people_zuckerberg

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Monday, December 26, 2011

Brad Balfour: New Thrillers and James Bond to Watch This Holiday Season

Exotic locations, fast cars, beautiful women, and crazy gadgets are the excitements in today's cinematic thrillers -- whether they be spy-oriented, crime adventure, or a suspense mystery.

And with such films as Sherlock Holmes - A Game of Shadows, Mission Impossible - Ghost Protocol, The Adventures of Tin Tin, The Girl With The Dragon Tattoo, and Tinker Tailor, Soldier Spy (all which opened this weekend or very recently), there's a good chance of catching one variation or another of the genre.

Of this bunch, all pretty much satisfy the basic strictures of these spy/cop/crime dramas -- good guys, skillful associates (at least one of them has to be an attractive, sexy woman -- or, in Tin Tin's case, a cute dog) nasty villains, wealthy magnates, fancy moves and incredible weaponry. Only Tinker Tailor is more of an arthouse production with more talk and little action.

Among these four, the Brad Bird-directed Mission Impossible best hits the genre's high points with the most balanced results. Between its smart use of humor (with the comic Simon Pegg as one of the IMF's skilled team), Tom Cruise's gymnastic moves and Paula Patton's sultry turns, the film's story pulses forward.

Though the digitally animated Tin Tin reigns as the latest advance in performance-capture, it also serves as a successor to director Steven Spielberg's love affair with adventure films seen through such series as the Indiana Jones tales -- and terrier Snowy makes for a much smarter, cuter sidekick than Shia LeBouf. In Tin Tin's case, this series has lots more gas in its narrative engine than the now-tired Indie Jones saga.

Both Sherlock Holmes and The Girl With The Dragon Tattoo deal with bloodthirsty villains -- one who kills for perverse greed, the other for sadistic passions -- and present convoluted stories that come to uncertain conclusions. While they each offer slick, visually stimulating sequences of death and destruction, one seems a sleekly-made yet unnecessary remake (Dragon) and the other an almost too-peculiar re-imagining (Holmes).

Drawing on author John Le Carre's cerebral novel, Tinker Tailor Soldier Spy investigates the secret agent landscape as an intellectual exercise. In director Tomas Alfredson's version, this story of spymaster George Smiley ferreting out a mole in the British espionage bureaucracy tries to recreate the novel's complex machinations, but it spurs more confusion than insight.

And all of these films have roots in a raft of source material, but the granddaddy of it all is the James Bond series, longest running franchise in film history.

Some of the series' cinematic excursions ranged far afield from Ian Fleming's original novels where the world's most suave, savvy spy was actually a lot grittier and more of a cold, ruthless operator.

While the filmic Bond increasingly relied on fancy gadgets to enhance the drama -- especially after the character became far more of coy caricature during the Roger Moore years -- it still influenced a crop of sometimes superior imitators. And now the character has returned to a harder edge through actor Daniel Craig's recent re-invention.

Normally the Bond films can only be viewed on various DVD and Blu-ray sets but they have been viewable all this month on Epix -- the premium entertainment service available on television, video-on-demand, online and on consumer electronic devices.

And they dovetail into today's marathon of Bond movies. So if you still hunger for the original thrills set in play through James, the following are viewable: Goldfinger (3:45 pm ET), Thunderball (5:45 pm ET), Live and Let Die (8 pm ET), and You Only Live Twice (10 pm).

For more info go to: www.EpixHD.com

?

Source: http://www.huffingtonpost.com/brad-balfour/new-thrillers-and-james-b_b_1169584.html

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AP Enterprise: Nonprofits aiding Paul blur a line

Republican presidential candidate, Rep. Ron Paul, R-Texas, speaks during a campaign stop in Dubuque, Iowa, Thursday, Dec. 22, 2011. (AP Photo/Charlie Riedel)

Republican presidential candidate, Rep. Ron Paul, R-Texas, speaks during a campaign stop in Dubuque, Iowa, Thursday, Dec. 22, 2011. (AP Photo/Charlie Riedel)

Republican presidential candidate, Rep. Ron Paul, R-Texas signs autographs during a campaign stop in Dubuque, Iowa, Thursday, Dec. 22, 2011. (AP Photo/Charlie Riedel)

Republican presidential candidate, Rep. Ron Paul, R-Texas has his photo taken with Alaine Olthafer-Lange and her 3-month-old daughter Heidi Lange during a campaign stop in Dubuque, Iowa, Thursday, Dec. 22, 2011. (AP Photo/Charlie Riedel)

(AP) ? The passionate support of an eclectic group of libertarians and young people has Ron Paul in contention to win the Iowa caucus. So has the work of two well-funded nonprofits that for the past three years have kept his aides employed, his volunteers organized and his ideas afloat.

Those nonprofits, including Paul's flagship Campaign for Liberty, blur the line between his presidential campaign and issue advocacy in a way experts say runs afoul of the spirit, and perhaps the letter, of federal tax and campaign finance law.

But unlike a political campaign organization, whose finances are tightly regulated and made public, such advocacy nonprofits can raise unlimited sums of money and aren't required to disclose where it came from or all the details about how it was spent.

"It sounds like it was a way to maintain a permanent campaign," said Melanie Sloan, executive director of Citizens for Responsibility and Ethics in Washington, a nonpartisan watchdog group. "These groups were never supposed to be political organizations, but more and more, we're seeing them used that way. All of this is leading to our elections getting more and more out of control with fewer regulations."

Paul, a 76-year-old Texas congressman, finished fifth in the 2008 Iowa caucus and abandoned his long-shot presidential campaign that summer. As he left the race, he urged his supporters to continue their fight for libertarian principles by joining his new group, the Campaign for Liberty. He called the transformation of his presidential campaign into the nonprofit a "legal formality" that would allow him to continue building his famously energetic network of volunteers, online activists and college students.

The Campaign for Liberty and Young Americans for Liberty, a separate group formed to spread his message to high school and college students, were organized as "social welfare organizations" under U.S. tax law. That means they cannot make politics and promoting candidates their primary activities.

The groups quickly found a home in the tea party movement, hosting conferences, training activists and distributing petitions asking members of Congress to support one of Paul's signature policies ? a plan to audit the Federal Reserve. The Campaign for Liberty raised more than $13 million between 2008 and 2010 that paid for direct mail, telemarketing, staff salaries and other expenses. The group claims more than 600,000 members and more than 170 chapters of Young Americans for Liberty at high schools and colleges.

Drew Ivers, who founded the Iowa chapter of Campaign for Liberty, said the nonprofit's goal was never to lay the groundwork for Paul's 2012 presidential campaign. Organizers were careful to separate political work from the work of advocating Paul's ideas, he added. But he acknowledged the organization has helped Paul in Iowa, which will hold its first-in-the-nation presidential nominating caucuses on Jan. 3.

"It kept the ideas alive. And as people who were involved in the Campaign for Liberty liked the idea of limited government, they look at the field of presidential candidates and say, 'You know, I think Ron Paul is serious about this idea,'" Ivers said.

The other candidates from 2008 who are again running in 2012 also took steps between campaigns to build their political clout. President Barack Obama formed his "Organizing for America" group at the Democratic National Committee, while Republican Mitt Romney used a political action committee to raise money, shower donations on lawmakers and pay for his travel to key states. Paul had a PAC, too.

But the finances of both the DNC and political action committees such as Romney's Free and Strong America PAC ? unlike Paul's nonprofits ? are regulated by the Federal Election Commission and subject to financial disclosure rules.

Paul's presidential campaign is thoroughly intertwined with the nonprofits. The Campaign for Liberty calls itself a lobbying group for "individual liberty, constitutional government, sound money, free markets and a noninterventionist foreign policy" ? a tidy summation of Paul's campaign platform. Young Americans for Liberty's support of Paul is even more explicit, calling itself the continuation of the Students for Ron Paul wing of his 2008 campaign, coordinating his visits to campuses and publishing a magazine in which he laid out his "agenda for a freedom president."

Between the 2008 and 2012 campaigns, both nonprofits were stocked with Paul aides and relatives. Ivers served as Paul's Iowa campaign chairman in 2008 and holds the same position again this year. The Campaign for Liberty's president, John Tate, was paid a total of $338,000 by the group in 2009 and 2010. He is now Paul's national campaign manager. The nonprofit's senior vice president was Jesse Benton, who is now Paul's campaign chairman; its vice president was Debbie Hopper, who is now Paul's assistant campaign manager.

Lori Pyeatt, Paul's daughter, served until recently as the Campaign for Liberty's part-time secretary and treasurer, earning $34,000 for her work last year. Her daughter is married to Benton. Paul's son Ronnie is the group's unpaid chairman.

In all, nine out of the 16 staff members at the Campaign for Liberty are on leaves of absence from the group to work for Paul's campaign. The nonprofit's executive director, Matthew Hawes, said the group is still able to function and is an active advocate on state and federal issues unrelated to Paul's presidential campaign.

Paul campaign spokesman Gary Howard ? who for 18 months served as the Campaign for Liberty's spokesman ? said Paul resigned as Campaign for Liberty's honorary chairman when he joined the presidential race and believes the nonprofits complied with Internal Revenue Service rules. Still, like Ivers, he acknowledged the nonprofits have indirectly aided the campaign by training activists and raising his issues.

Paul isn't the first to use such a strategy to keep his name in the public's view between bids for the White House. Democrat John Edwards did the same between the 2004 and 2008 campaigns by founding a nonprofit center dedicated to fighting poverty, his central campaign issue.

Federal investigators later issued a subpoena for information about Edwards' nonprofit, according to details previously provided to The Associated Press. An attorney for Edwards has said the nonprofit paid money to Edwards' mistress' video production firm, and the former senator from North Carolina was later indicted on campaign finance charges related to payments from wealthy donors that were used to help hide the woman.

Marcus Owens, a Washington lawyer who headed the exempt organizations division at the IRS from 1990 to 2000, questions whether such nonprofits were truly designed to serve the "social welfare purpose" as required by law.

In Paul's case, the groups also helped his son's political career. At least two aides from the Campaign for Liberty left to help Rand Paul win election to the U.S. Senate in Kentucky last year.

"Any family campaign seems to draw them out. It's not conclusive, but it tends to suggest a private, not a public, purpose behind the organization," Owens said. "It's not a social welfare purpose to keep a campaign staff together and to promote the personal ideas of one individual."

Associated Press

Source: http://hosted2.ap.org/APDEFAULT/89ae8247abe8493fae24405546e9a1aa/Article_2011-12-24-Paul-Shadow%20Campaign/id-9c47cc8a5b00445888be7437bd3c49a9

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Sunday, December 25, 2011

OPEC to accommodate increased Libyan output (AP)

CAIRO ? There is a "gentlemen's agreement" between OPEC members to accommodate increasing output from Libya, the North African country's oil minister said Saturday.

The comments by Abdul-Rahman bin Yazzah indicate that while there is no formal deal among members of the 12-nation Organization of the Petroleum Exporting Countries to cut output, the producer group is willing to take the step as Libya's production ramps up to pre-civil war levels of 1.6 million barrels per day.

"If the situation calls for it, they will meet," bin Yazzah said, adding that the decision is dictated by supply and demand. But "there is a gentlemen's agreement to accommodate Libya's production," he told reporters after a meeting of the Organization of Arab Petroleum Exporting Countries, or OAPEC, in Cairo on Saturday.

OPEC agreed Dec. 14 to raise its production ceiling to about 30 million barrels per day. The decision marked an increase from its earlier output target and was the first time it changed the ceiling in three years.

The producer bloc has grappled for years with noncompliance by member with their allotted quotas. The situation became further muddled over the past year as Libya's civil war ground production from that nation to a near standstill. To offset the drop, other OPEC members, most notably Saudi Arabia, stepped with additional barrels.

Libya is currently producing slightly more than 1 million barrels per day, the chairman of the National Oil Corp. Nouri Berruien said. The country expects to return to full production by mid -2012, he said ? much quicker than analysts had anticipated.

Aside from accommodating increased oil from Libya and Iraq, OPEC must also deal with an economic crunch in Europe where sovereign debt worries are squeezing growth forecasts and, in turn, dampening demand for oil.

If OPEC overproduced, or fails to curb its members' production to adjust for Libya's return to the market it could see prices fall below the $100 per barrel level favored by price hawks like Iran and Venezuela. Others like bloc kingpin Saudi Arabia favor prices between $80-85 per barrel.

The US benchmark crude futures contract on Friday settled at $99.68 per barrel in New York, while it's North Sea counterpart, Brent, settled at $107.96 a barrel in London.

Separately, Syria's oil minister said that international sanction had affected oil production in the country.

Sufian Allaw said that production was down by about 35 percent, reaching 255,000 barrels per day. Allaw said Syria was no longer exporting crude and that European oil companies like Shell and Total had halted their operations in the country because of EU sanctions.

"We have no ability to export now" because of the sanctions, he said.

The measures were imposed as Syria's government comes under tremendous criticism for its deadly approach to dealing with protesters demanding the end of President Bashar Assad's regime. The United Nations says more than 5,000 people have been killed since March, when the uprising began and the regime responded by deploying tanks and troops to crush protests across Syria.

Allaw said that current oil production effectively covered domestic refining capacity and that Syria still needed to import refined fuels.

Source: http://us.rd.yahoo.com/dailynews/rss/energy/*http%3A//news.yahoo.com/s/ap/20111224/ap_on_bi_ge/ml_mideast_oil

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When to choose bankruptcy over debt management

Steve BucciQuestionDear Debt Adviser,
I have more debt than I can handle, and I am enrolled in a debt management plan. However, my expenses still amount to more than I bring home, and the debt management agent knew this going in. They calculated my debt payment as $344 with the program, and they never advised as to whether I should file for bankruptcy. Should I have filed for bankruptcy instead? If I file for Chapter 7, would I have to include all of my debt including personal loans?
-- Shirley

AnswerDear Shirley,
Slow down, Shirley! You have a lot going on here, so let's take things one at a time. First, you should not have been enrolled in a debt management plan if your income level does not allow for the monthly payment. Call the debt management agency as soon as possible, and ask to speak with a supervisor. Have them go over your case from start to finish. If a mistake as big as putting you in an unaffordable plan was made, other issues may have been overlooked as well. Find out if your payment can be lowered to what you can afford. Many agencies can offer a hardship debt management plan titled a "call to action," which lowers the interest rate on your credit card accounts to the lowest possible level. That may decrease your monthly payment enough to make the debt management plan work for you.

A reputable credit counseling agency will not enroll persons in a debt management plan unless the counselor has provided a spending plan that balances income and expenses. If you are having trouble meeting your monthly payment because you are not following the spending plan provided by the agency, then you have a decision to make. Either get back on track and spend only as the plan allows, or increase your income with a part-time job or other income source.

Second, as for bankruptcy advice, I'm not surprised the counselor didn't give you any. Only an attorney can give legal advice, and bankruptcy is a legal process. However, your counselor can and should go over the pros and cons of filing for bankruptcy and whether it would make sense for you to get a legal opinion for your particular situation.

Third, should you find you absolutely cannot afford to make your payment and want to explore bankruptcy, I recommend you contact an attorney who specializes in consumer bankruptcy. To qualify for a Chapter 7 filing (in which your debts are forgiven and not repaid) your income must be below the median income for your state.

You would typically include all your debt in a bankruptcy filing, but you can file a reaffirmation document for a particular debt(s) if you have a good reason for doing so. You and your attorney will have to sign the reaffirmation document that states you can afford to repay the debt and it will not be an undue hardship on your post-bankruptcy budget to continue to pay the debt you would like reaffirmed. Typically, unsecured debts would not be included in a reaffirmation, which would include personal loans. Most reaffirmations would be for car or mortgage loans. I'm not sure why you would want to reaffirm a personal loan, but if you can convince the court and your attorney that it would be in your best interest to do so, you could file a reaffirmation for the debt.

Lastly, you wanted to know if you should have filed instead of going on a debt management plan. My answer is that if the debt management plan can be made to work, you are usually better off. A bankruptcy can stay on your credit report for up to 10 years. A poor credit report may affect your ability to get a decent apartment, home or insurance for years to come. If you have no other way out, then you may have no choice but to file. Just be sure you consider all the potential ramifications before you decide.

Source: http://www.bankrate.com/finance/debt/choose-bankruptcy-over-debt-management.aspx

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Saturday, December 24, 2011

Parting Schotts: Coming soon: My top stories in broadcast media, college hockey

What were the top stories in college hockey? How about the TV/Radio scene?

Well, you will find out my thoughts over the next couple of days.

On Saturday, I will have the top five stories in the broadcasting world with a "Behind the Broadcast Extra" blog.

On Monday, I will have the top 10 stories in ECAC Hockey and college hockey in my weekly "College Hockey Slap Schotts" blog.

I hope you will enjoy my picks. I'll be interested to hear what you think.

Source: http://www.dailygazette.com/weblogs/schott/2011/dec/23/coming-soon-my-top-stories-in-broadcast-media-coll/

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How pregnancy changes a woman's brain

ScienceDaily (Dec. 21, 2011) ? We know a lot about the links between a pregnant mother's health, behavior, and moods and her baby's cognitive and psychological development once it is born. But how does pregnancy change a mother's brain? "Pregnancy is a critical period for central nervous system development in mothers," says psychologist Laura M. Glynn of Chapman University. "Yet we know virtually nothing about it."

Glynn and her colleague Curt A. Sandman, of University of the California Irvine, are doing something about that. Their review of the literature in Current Directions in Psychological Science, a journal published by the Association for Psychological Science, discusses the theories and findings that are starting to fill what Glynn calls "a significant gap in our understanding of this critical stage of most women's lives."

At no other time in a woman's life does she experience such massive hormonal fluctuations as during pregnancy. Research suggests that the reproductive hormones may ready a woman's brain for the demands of motherhood -- helping her becomes less rattled by stress and more attuned to her baby's needs. Although the hypothesis remains untested, Glynn surmises this might be why moms wake up when the baby stirs while dads snore on. Other studies confirm the truth in a common complaint of pregnant women: "Mommy Brain," or impaired memory before and after birth. "There may be a cost" of these reproduction-related cognitive and emotional changes, says Glynn, "but the benefit is a more sensitive, effective mother."

The article reviews research that refines earlier findings on the effects of the prenatal environment on the baby. For instance, evidence is accumulating to show that it's not prenatal adversity on its own -- say, maternal malnourishment or depression -- that presents risks for a baby. Congruity between life in utero and life on the outside may matter more. A fetus whose mother is malnourished adapts to scarcity and will cope better with a dearth of food once it's born -- but could become obese if it eats normally. Timing is critical too: maternal anxiety early in gestation takes a toll on the baby's cognitive development; the same high levels of stress hormones late in pregnancy enhance it.

Just as Mom permanently affects her fetus, new science suggests that the fetus does the same for Mom. Fetal movement, even when the mother is unaware of it, raises her heart rate and her skin conductivity, signals of emotion -- and perhaps of pre-natal preparation for mother-child bonding. Fetal cells pass through the placenta into the mother's bloodstream. "It's exciting to think about whether those cells are attracted to certain regions in the brain" that may be involved in optimizing maternal behavior, says Glynn.

Glynn cautions that most research on the maternal brain has been conducted with rodents, whose pregnancies differ enormously from women's; more research on human mothers is needed. But she is optimistic that a more comprehensive picture of the persisting brain changes wrought by pregnancy will yield interventions to help at-risk mothers do better by their babies and themselves.

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Journal Reference:

  1. L. M. Glynn, C. A. Sandman. Prenatal Origins of Neurological Development: A Critical Period for Fetus and Mother. Current Directions in Psychological Science, 2011; 20 (6): 384 DOI: 10.1177/0963721411422056

Note: If no author is given, the source is cited instead.

Disclaimer: This article is not intended to provide medical advice, diagnosis or treatment. Views expressed here do not necessarily reflect those of ScienceDaily or its staff.

Source: http://feeds.sciencedaily.com/~r/sciencedaily/~3/zHjYh338pFE/111221140633.htm

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Friday, December 23, 2011

Wedding Photographers: Be Careful When Using Copyrighted Music

  • Michael Zhang ? Dec 21, 2011

?

Wedding photographer Joe Simon learned about copyright the hard way recently after his video of Tony Romo?s wedding went viral on YouTube. He had used the song ?Fix You? by Coldplay without permission, and was forced to take down the video and pay a settlement to avoid a costly lawsuit. David Walker of Photo District News has an illuminating article on the issue:

?It?s nearly impossible and I?ve never heard of a wedding photographer successfully being able to license a mainstream song for synchronized use,? [wedding photographer David Jay] says. ?I?ve spent a long time trying to make it possible. Photographers want to pay a reasonable fee to use the music so when they can?t they?ll just do it anyway.?

The problem, Jay explains, is that you have to get a license from three or four different people, including the lyricist, the composer, and the recording artist and/or their record company. While rights licensing organizations such as ASCAP and BMI make it easy to license music for broadcast, they don?t offer synchronization licenses for ?small? users like wedding photographers.

Wedding Photographers Face the (Copyrighted) Music [PDN]


Image credit: Music Note Bokeh by all that improbable blue

Source: http://feedproxy.google.com/~r/PetaPixel/~3/CVt0lCGYRys/

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Mexico port city police infiltrated by Zetas gang (AP)

MEXICO CITY ? It has come to this: firing an entire police force in a major Mexican port city.

Police in Veracruz-Boca del Rio had become so infiltrated, mainly by the Zetas drug cartel according to one military official, that government officials had no choice but to take the most drastic measure yet against corrupt police in Mexico.

President Felipe Calderon has found out, some say too late, that one of the biggest obstacles to his five-year crackdown on organized crime is the local police, who are often in the employ of drug traffickers.

Since he took office in December 2006, soldiers have seized police weapons in the border city of Tijuana to see if they were used in crimes, and police, sometimes entire forces, are routinely fired or forced out.

Still, Wednesday's move to fire 800 officers and 300 administrative personnel in the Gulf coast city of 700,000 was unprecedented.

Countless efforts to reform police under Calderon and previous administrations have failed. Police have been arrested as suspects in the most egregious organized crime attacks on civilians. Those include mass graves discovered last spring in the border state of Tamaulipas and a casino fire in the northern city of Monterrey that killed 52 in August.

Distrust between local and federal law enforcement has led to armed standoffs and even shootouts between the two.

"We lack the mechanisms for public security, and the situation continues despite the investment of million of pesos in the past," said Miguel Sarre, a security expert at Mexico's Autonomous Institute of Technology. "It's an issue that lacks recognition and commitment on the part of the governors."

The Mexican navy says training new officers to replace the 800 dismissed in Veracruz city will likely take 10 months.

"It was a fairly high percentage of people infiltrated or in collusion," said the armed forces official, who could not be named for security reasons. He did not mention specifics but added that many were threatened into service of the drug cartels and had no choice.

About 800 marines, or navy infantry, will patrol Veracruz, which has one of Mexico's largest commercial ports, the official said.

Veracruz state government officials, meanwhile, disputed that the firing had to do with corruption. Gov. Javier Duarte and federal Interior Secretary Alejandro Poire agreed to the change Monday.

Duarte spokeswoman Gina Dominguez said the dismissal was designed to meet a state and federal agreement to build new police forces certified under stricter standards by January 2013.

None of the dismissed employees are under investigation for corruption, and all can reapply for their jobs, she said.

They'll be required to undergo a rigorous new program of testing and background checks.

"The police force was created under previous administrations and the governor wanted to renovate the force with new police certified at a national level that elicit the confidence of citizens," Dominguez said.

Calderon, who leaves office in December 2012, has promised to create a secure police force. To root out corruption, the federal government has been pushing an elaborate process for vetting all of Mexico's 460,000 police officers, starting with polygraphs, psychological and toxicology tests and personal and medical background checks.

According to federal figures, only 19 percent have been vetted so far, and only 9 percent of the total passed.

In Veracruz, 14 percent of state police and 6 percent of municipal police had been evaluated as of the end of the September. The number who passed was not available.

Mexican police traditionally have had little or no training and are paid low salaries that make them vulnerable to corruption. Calderon launched his attack on organized crime in 2006 with the army because he said it was his most reliable force. Since then, he has expanded federal police from 6,000 to 35,000 with recruits who are fully vetted and better trained and paid. But even federal forces still have problems.

Ten federal police officers were arrested in the northern border city of Ciudad Juarez in September for running an extortion ring.

Mexico's army has taken over police operations elsewhere several times before, notably in Ciudad Juarez and the northern border state of Tamaulipas.

There was so little confidence in Ciudad Juarez police that two years ago, business groups there called for United Nations peacekeepers to quell the drug-related violence.

Tijuana, with what's known as one of Mexico's most corrupt police forces, has seen grandiose gestures aimed at restoring public confidence. In January 2007, federal authorities confiscated officers' firearms for ballistics tests to identify links to organized crime. Some officers carried slingshots in protest while waiting for their guns to be returned.

Starting in December 2007, 270 Tijuana officers on a force of about 2,500 were fired under suspicion of having links to organized crime, with 199 facing criminal proceedings. The effort was led by Julian Leyzaola, who was police director and later public safety chief from 2007 to 2010 and is now the top cop in Ciudad Juarez.

Since December 2010, 46 Tijuana officers have been fired for suspected criminal ties, officials say.

But Veracruz this week became the first Mexican state to completely disband a large police department and use marines as law enforcers. Even Calderon has conceded the Zetas have seized control of the state.

Duarte had already disbanded a police force in the state's capital of Xalapa, but in that case state agents immediately replaced city police.

Veracruz is a common route for drugs and migrants coming from the south on the way up to the United States. It was first dominated by the Gulf cartel, and then its former armed wing, the Zetas, took over after splitting from the cartel. The state saw a rise in crime this spring after a government offensive in neighboring Tamaulipas pushed drug criminals into Veracruz.

The port since has turned into a battleground between the Zetas and a gang aligned with the Sinaloa cartel, which is led by kingpin Joaquin "El Chapo" Guzman. The war in Veracruz reached a bloody peak in September when 35 bodies were dumped on a main highway in rush-hour traffic.

Less than a month later, authorities announced the firing of nearly 1,000 Veracruz state police officers for failing their tests.

___

Associated Press writers Katherine Corcoran in Mexico City; Porfirio Ibarra in Monterrey, Mexico, and Elliot Spagat in Tijuana, Mexico, contributed to this report.

Source: http://us.rd.yahoo.com/dailynews/rss/latam/*http%3A//news.yahoo.com/s/ap/20111222/ap_on_re_la_am_ca/lt_mexico_police_disbanded

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Monday, December 19, 2011

GOP debate in Iowa: Best quotes out of the night

A summary of the one-liners delivered by Republican candidates in Sioux City, Iowa Thursday night.

Republican presidential hopefuls competing to challenge U.S. President Barack Obama in 2012 faced off in a debate on Thursday in Iowa, where the state-by-state Republican nominating contest kicks off in less than three weeks.

Skip to next paragraph

Here are some of their key quotes.

NEWT GINGRICH, FORMER SPEAKER OF THE HOUSE OF REPRESENTATIVES

Defending his merit as frontrunner:

"I believe I can debate Barack Obama and I think in seven three-hour debates Barack Obama will not have a leg to stand on."

Before answering a question on the Keystone Pipeline, referencing a Mitt Romney suggestion that Gingrich's ideas are "zany.":

"You know I sometimes get accused of using language that's too strong. So I've been standing here editing. I'm very concerned about not appearing to be zany."

RECOMMENDED: Eight unusual ideas from Newt Gingrich

MITT ROMNEY, FORMER MASSACHUSETTS GOVERNOR

On how he compares with Gingrich:

"I spent my life in the private sector. I can debate President Obama based upon that understanding. I'll have credibility on the economy when he doesn't. I know what it takes to get this economy going. The president doesn't."

MICHELE BACHMANN, U.S. CONGRESSWOMAN FROM MINNESOTA

On Gingrich's work for mortgage giant Freddie Mac:

"Evidence is that Speaker Gingrich took $1.6 million. You don't need to be within the technical definition of being a lobbyist to still be influence-peddling with senior Republicans."

U.S. REPRESENTATIVE RON PAUL

On Bachmann calling for stronger U.S. action against Iran:

"You're trying to dramatize this that we have to go and treat Iran like we've treated Iraq ... You cannot solve these problems with war."

On foreign policy:

"I would be a different kind of president. I wouldn't be looking for more power. I as the president wouldn't want to run the world."

On whether he would support the eventual nominee:

"Anybody up here can probably beat Obama."

JON HUNTSMAN

On the state of the country:

"We have been kicked around as people. We are getting screwed as Americans."

RICK PERRY, TEXAS GOVERNOR

Referring to the Denver Bronco's quarterback who has a string of seven wins, almost all coming from behind in the fourth quarter:

"I hope I am the Tim Tebow of the Iowa caucuses."

On Washington deadlock:

"That's the reason I've called for a part-time Congress. Cut their pay in half. Send them home. Let them get a job like everybody else back home has."

(Compiled by Lily Kuo; Editing by Bill Trott)

RECOMMENDED: Eight unusual ideas from Newt Gingrich

Source: http://rss.csmonitor.com/~r/feeds/csm/~3/7VLgn7JL_r8/GOP-debate-in-Iowa-Best-quotes-out-of-the-night

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Sunday, December 18, 2011

Arrests as Occupy Wall Street tries to set up camp

Miranda Leitsinger/msnbc.com

Occupy Wall Street protesters in Duarte Square in lower Manhattan.

By Miranda Leitsinger, msnbc.com

Updated at 7:45 p.m. ET

NEW YORK, NY --? A?festive and celebratory mood quickly turned tense and angry Saturday as New York police arrested about 50 Occupy Wall Street protesters at?a church-owned lot demonstrators?had hoped to use as a?camp site.


A dozen or so protesters climbed a wooden?ladder into the fenced?lot at Duarte Square, witnesses said. One of them was George E. Packard, an Occupy Wall Street supporter and retired Episcopal bishop to the Armed Forces and Chaplaincies, according to J.A. Myerson, a writer with Truthout.

Andrew Burton / Reuters

Retired Episcopal bishop George E. Packard (left), who is affiliated with the Occupy Wall Street movement, climbs a ladder Saturday to church-owned land near Juan Pablo Duarte Square during a march in New York as anti-Wall Street protesters tried to establish a new encampment.

PhotoBlog: Occupy Wall Street tries to seize church lot for new camp

Several hundred people gathered across the street, where dozens of police tried to clear sidewalks as?people shouted and screamed at them. After the arrests, a few hundred protesters made a?blocks-long, late-afternoon march to the church rectory chanting, "For every eviction another occupation" and "Bloomberg beware, Zuccotti Park is everywhere." They later headed uptown to Times Square.?

Legal sources say about 50 people were arrested, though the NYPD press office said late Saturday they did not have the arrest tally and protesters were still being arrested.

"This whole occupation has been a lesson in freedom for me," said Ashley Perry, 24, who traveled from her home in Tampa, Fla., to support her New York counterparts. "If you still think that you?have your First Amendment rights, go out and try to express them? and see how long it takes for someone to come?and shut you down -- it will happen quickly."

Earlier in the day, demonstrators played drums, cymbals and trombones, held group meetings and waved signs with a variety of messages -- "Disobedience is civil" and "Sorry to inconvenience your apathy" -- as they marked the completion of three?months with a major direct action that they hoped would give them a new home as authorities continue to shutter camps nationwide.?

Miranda Leitsinger/msnbc.com

Retired Episcopal bishop George E. Packard, right in purple robe, sits among other detained protesters in the Trinity Church lot on Saturday.

Protesters -- flanked by police officers -- coalesced on the nearly half-acre plot about one mile northwest of their former camp at Zuccotti Park. But their potential new landlord at Duarte Square, Trinity Church,?voiced strong opposition.

"We do not ...?believe that erecting a tent city at Duarte Square enhances their mission or ours," The Rev. Dr. James H. Cooper, said in a statement Saturday and posted to the church website. "The vacant lot has no facilities to sustain a winter encampment. In good conscience and faith, we strongly believe to do so would be wrong, unsafe, unhealthy, and potentially injurious. We will continue to provide places of refuge and the responsible use of our facilities in the Wall Street area."

Linda Hanick, a spokeswoman for the church, said earlier this week that their position would not change and on Friday, a statement from the city's bishop sided with Trinity.

Under the banner of "Re-Occupy," the protesters said more than 1,400 people -- elders of the civil rights movement, prominent artists, faith leaders and community members -- would help them try and set up camp. The total numbers were not known, though several hundred people appeared to have joined the effort, with people being photographed at the "99% photobooth," while others danced around musicians and chanted, "Occupy." A group of hunger strikers with a sign reading "Day 15" also gathered at the site.

Miranda Leitsinger/msnbc.com

A man poses with a sign for the '99% photo booth.'

"I'm just loving seeing everybody from Zuccotti Park and it really puts an exclamation point on the (question) that's been asked today so many times, 'Do you guys need a space?' ... and the answer is, 'yes.' When you walk around and see the familiar faces and the kindred spirits and the unification of effort, then you realize yes we do need a space so that we can all be together and function as whole as a group and move forward, no doubt," said Thorin Caristo, a 37-year-old protester who is part of an independent livestream team.

Occupy Wall Street said in a statement ahead of the day: "Outdoor public space plays a crucial role in this civic process and encourages open, transparent organizing in our movement, unbeholden to a broken political system.?As we saw in Liberty Square (Zuccotti Park), outdoor space invites people to listen, speak, share, learn, and act.?It is a source of inspiration and empowerment."

Trinity Church has provided the protesters with meeting rooms and use of their neighborhood center, but rejected an earlier attempt on Nov. 15 by the protesters to move into the Duarte Square lot. The church's operations include an Episcopal parish, a commercial realty business and a grant-making organization.

Miranda Leitsinger/msnbc.com

Protesters create balloons of protest at Duarte Square on Saturday.

"Here's a extremely wealthy church ... that can choose between its real estate empire and its conscience. This would be a big help to social justice organizing," Bill Dobbs, of the public relations working group, said Friday.

Dobbs said the movement had suffered a "setback" with the loss of its camp, but the organizing and protests had continued. Still, "it sure is helpful to have ? a center of gravity," he added.

More photos of Occupy Wall Street's attempt to move into Duarte Square

One of the former leaders of the Students for a Democratic Society, Todd Gitlin, said that if the protesters didn't get the site, it was not a big deal, noting that Occupy Wall Street had become a more organized structure since it began with events going on continuously: "I think it's always a mistake to judge very much from what happens on a particular day."

Gitlin noted the movement currently "stands on the sidewalks."

"It's in the process of adjusting to two things: Number one, the loss of camps, and number two, we stand on the brink of an election year," Gitlin, a professor of sociology and journalism, said standing near the fence encircling the proposed new camp. "The eviction means that what was already a major tendency in the movement is even more prominent now, namely decentralism. It's dispersed. Lots of things are going on all the time."

Miranda Leitsinger/msnbc.com

Occupy think tank working group meets at Duarte Square in lower Manhattan as part of their bid to set up a new camp.

Not all protesters agreed with how the day's actions came about, noting that an affinity group (one that shares the values and opinions of the movement), "kind of did this without the real consent of Occupy Wall Street," said Jason Harris, who had lived in the movement's Zuccotti Park encampment.

"A lot of people in Occupy Wall Street ... think that it sets a dangerous precedent that affinity groups can use the name, idea and basically assume sponsorship by Occupy Wall Street to do basically things that they decide they think that they need to do, which aren't necessarily in the best interests logistically" of the movement, said Harris, a university student in public policy, adding that Trinity Church had been a "bit of an ally" to the group. "Although this is wonderful, I'm afraid of how kind of autonomous actions by affinity groups within OWS could potentially damage Occupy Wall Street."

Another protester, Tim Taylor, a student and former Marine from Seattle aged in his 40s, said he was a little disappointed in the turnout.

"It?s going to take a huge impact and that impact is? basically the volume of people, to see you know Manhattan filled with 50,000, 100,000, 150,000 people and to disrupt an average person?s moment in the day ? then you start to make an impact," he said as protesters marched to the city?s midtown neighborhood, passing by police with orange mesh used to kettle demonstrators. "But it shows promise that, you know, it?s a young organization that?s only been around for three months ? and it?s spread around the country, if not even around the world. ...

"Nothing is ever easy and nothing is ever quick," he added. "You have to put in an effort and you have to work for it, and this group shows that they?re willing to do that."

?

Source: http://usnews.msnbc.msn.com/_news/2011/12/17/9517974-occupy-wall-street-makes-bid-for-new-new-york-city-camp

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Investing With Wolverine World Wide As Kate Middleton Helps ...

Recently Wolverine World Wide (WWW) opened a Sebago store in London, England. The store is the latest in the company?s attempts to further its international exposure and also to likely capitalize on the fact that Kate Middleton wore Sebago shoes recently in a trip to Canada.

Wolverine World Wide is a large shoe company which operates with shoes in three different operating segments:

Lifestyle

- Hush Puppies- casual

- Sebago-casual, marine

- Cushe-fresh, laid back casual

- Soft Style-casual

Outdoor

- Merrell-athlete, running

- Chaco-adventure, river

- Patagonia- outdoor, environmental friendly

Heritage

- Caterpillar-durable, work boots

- Wolverine-rugged, work boots

- Bates-armed service, uniform

-Harley Davidson-biker shoes for riding and fashion

Two of the heritage brands are licensed from larger companies: Caterpillar (CAT) and Harley Davidson (HOG).

The flagship store opening in London is on the famous Regent Street. The street serves as a huge retail corridor for many clothing companies in England. The first Apple (AAPL) retail store in Europe was opened on Regent in 2004. Other United States companies that have a presence on the street include Gap (GPS), and Guess. The store will be the first company owned Sebago store. Previous stores opened under the Sebago brand can be found in Paris and Oslo among other European cities. The building is two stories and modeled after a yacht with a strong nautical theme throughout the store including the yacht themed staircase.

A picture of the Duchess of Cambridge, Kate Middleton, was featured in People Weekly which showed a pair of Sebago shoes on her feet. The picture was from a nine day tour of Canada during the summer of 2011. The Sebago Bala shoes retail for $123.

The company tried to capitalize on the Kate Middleton mania by showcasing that particular shoe and photos of the Duchess on their website. In the most recent quarter the company announced a huge boost in international sales. Sales were up 13 percent compared to the quarter last year. Analysts had expected $0.75 earnings per share but Wolverine surprised with $0.82 for the quarter. That represented a seventeen percent increase in earnings per share from the prior year ($0.70). As a result of the increased earnings, Wolverine World Wide raised their full year guidance to $2.46-$2.52 per share on revenue estimates of $1.40-$1.43 billion.

Wolverine shoes are sold in 190 countries throughout their own retail stores as well as other large shoe stores and department stores around the world. The company owns over ninety stores including the Track N Trail store brand which operates in malls around the United States. Over fifty million pairs of shoes were sold in 2010 for the company.

Wolverine pays a $0.12 quarterly dividend representing a current yield of 1.3%. The company has paid a dividend since they became a public company in 1984 with a few years of no payouts. The dividend has risen almost every year since its inception. The most recent raise was in March of 2011 from a previous $0.11 per quarter.

Wolverine?s two main direct competitors are Red Wing Shoes and Timberland. Timberland was recently acquired by VF Corporation (VFC) for close to $2 billion. Wolverine trades with a market capitalization of $1.7 billion and a buyout of the company by a larger retail or shoe company would not be out of the question.

Shares of Wolverine are trading at $34.40 at time of writing. With analyst?s earnings estimates of $2.53 shares trade at a price earnings ratio of 13.5 Next year?s earnings are estimated to be $2.82 would put the share at twelve times next year?s earnings. Earnings for the last four quarters have all beat analysts? estimates.

Institutional and mutual fund ownership is strong with 88%. Vanguard, Blackrock, and State Street are all large holders of the stock with 5%, 6%, and 2% ownerships respectively. Insiders own three percent of the publicly traded shares.

In my recent Hitting the Mall for the Holidays article I put a hold rating on Wolverine shares. I cited job losses and shoes being an extra item that could be cut out by people?s wallets during the holiday season and after. However, I write today that shares should trade close to 15x next year?s earnings which would place shares at a value of $42.30. This would represent an increase of 22% in today?s share price. I hate to reverse my position but think shares look attractive and the company?s international expansion could transform the company and its ability to open its own retail stores.

Disclosure: I have no positions in any stocks mentioned, and no plans to initiate any positions within the next 72 hours.

Source: http://seekingalpha.com/article/314013-investing-with-wolverine-world-wide-as-kate-middleton-helps-shoes-sales-and-international-exposure

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Saturday, December 17, 2011

Michigan Golf Course Owners Association honors MSU Turf Team

posted on December 14, 2011 9:33am

CONTACT: [email=gianiod1@msu.edu]Eileen Gianiodis[/email], 517-432-1555, ext. 230

EAST LANSING, Mich. ? Michigan State University?s Turf Team was recognized with the Michigan Golf Course Owners Association?s (MGCOA) Award of Merit for its outstanding work and contribution to the game of golf.

The Turf Team, comprised of several faculty members, wrote the book on golf course management.. The group has covered every aspect of golf course management from basic agronomic practices and financial management to the most detailed best management practices to improve daily playability, making the game more fun for everyone.

?Their collective contribution to the game of golf is vast, having defined virtually everything we do and how we do it,? said Bob Koutnik, of the MGCOA.

Michigan State University has trained more golf turf professionals and educators than any other institution.

James Kells, chair of the Department of Crop and Soil Sciences, accepted the award, during the MGCOA?s Award Banquet last month.

Members of the team include the following from the Department of Crop and Soil Sciences: Trey Rogers and Jim Crum, professors; Kevin Frank, associate professor; David Gilstrap, senior specialist; Thom Nikolai and Yusong Mu, specialists; and retired professor Paul Rieke. Additional members of the team include: Joe Vargas, professor in the Department of Plant Pathology, and David Smitley, professor in the Department of Entomology.

Source: http://anrcom.msu.edu/anrcom/news/item/michigan_golf_course_owners_association_honors_msu_turf_team

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Friday, December 16, 2011

Barracuda babies: Novel study sheds light on early life of prolific predator

Barracuda babies: Novel study sheds light on early life of prolific predator [ Back to EurekAlert! ] Public release date: 16-Dec-2011
[ | E-mail | Share Share ]

Contact: Barbra Gonzalez, UM Rosenstiel School
barbgo@rsmas.miami.edu
305-421-4704
University of Miami Rosenstiel School of Marine & Atmospheric Science

University of Miami team sinks teeth into larval life of barracuda, sennets

MIAMI -- For anglers and boaters who regularly travel the coasts of Florida the great barracuda (Sphyraena barracuda) is a common sight. Surprisingly, however, very little is known about the early life stage of this ecologically and socio-economically important coastal fish.

In the journal Marine Biology, lead author Dr. Evan D'Alessandro and University of Miami Rosenstiel School of Marine & Atmospheric Science colleagues Drs. Su Sponaugle, Joel Llopiz and Robert Cowen shed light on the larval stage of this ocean predator, as well as several other closely related species.

"Due in large part to the expense and difficulty of collecting fish larvae from the open ocean, the larval ecology of barracuda were a mystery until now," said D'Alessandro. "A research study led by Dr. Robert Cowen, which sampled the Straits of Florida regularly for two years, provided a unique opportunity to catch a glimpse of the larval life of many fishes."

The study samples included great barracuda (92.8%) and their relatives Sphyraena borealis and Sphyraena picudilla (6.6%), commonly known as sennets.

In their larval stage, which generally lasts several weeks, barracuda and sennets remain in the upper 25 m of the ocean and live on a similar diet. They start out consuming copepods, or small crustaceans, but make an early switch to a diet of fish larvae, much like several larval billfishes and tunas.

"Barracuda are an important element in the marine food chain; they are voracious predators of other fishes as juveniles and adults on reefs and other nearshore habitats. Now we know this holds true for their larval stage before they reach an inch in length, as well," said D'Alessandro. "This novel study unlocks important aspects of the barracuda's life cycle. It also identifies an important size advantage within the larval stage (bigger larvae are more likely to survive) and provides insight that resource managers can use to better manage this species."

###

About the University of Miami's Rosenstiel School

The University of Miami's mission is to educate and nurture students, to create knowledge, and to provide service to our community and beyond. Committed to excellence and proud of the diversity of our University family, we strive to develop future leaders of our nation and the world. Founded in the 1940's, the Rosenstiel School of Marine & Atmospheric Science has grown into one of the world's premier marine and atmospheric research institutions. Offering dynamic interdisciplinary academics, the Rosenstiel School is dedicated to helping communities to better understand the planet, participating in the establishment of environmental policies, and aiding in the improvement of society and quality of life. For more information, please visit http://www.rsmas.miami.edu.



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Barracuda babies: Novel study sheds light on early life of prolific predator [ Back to EurekAlert! ] Public release date: 16-Dec-2011
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Contact: Barbra Gonzalez, UM Rosenstiel School
barbgo@rsmas.miami.edu
305-421-4704
University of Miami Rosenstiel School of Marine & Atmospheric Science

University of Miami team sinks teeth into larval life of barracuda, sennets

MIAMI -- For anglers and boaters who regularly travel the coasts of Florida the great barracuda (Sphyraena barracuda) is a common sight. Surprisingly, however, very little is known about the early life stage of this ecologically and socio-economically important coastal fish.

In the journal Marine Biology, lead author Dr. Evan D'Alessandro and University of Miami Rosenstiel School of Marine & Atmospheric Science colleagues Drs. Su Sponaugle, Joel Llopiz and Robert Cowen shed light on the larval stage of this ocean predator, as well as several other closely related species.

"Due in large part to the expense and difficulty of collecting fish larvae from the open ocean, the larval ecology of barracuda were a mystery until now," said D'Alessandro. "A research study led by Dr. Robert Cowen, which sampled the Straits of Florida regularly for two years, provided a unique opportunity to catch a glimpse of the larval life of many fishes."

The study samples included great barracuda (92.8%) and their relatives Sphyraena borealis and Sphyraena picudilla (6.6%), commonly known as sennets.

In their larval stage, which generally lasts several weeks, barracuda and sennets remain in the upper 25 m of the ocean and live on a similar diet. They start out consuming copepods, or small crustaceans, but make an early switch to a diet of fish larvae, much like several larval billfishes and tunas.

"Barracuda are an important element in the marine food chain; they are voracious predators of other fishes as juveniles and adults on reefs and other nearshore habitats. Now we know this holds true for their larval stage before they reach an inch in length, as well," said D'Alessandro. "This novel study unlocks important aspects of the barracuda's life cycle. It also identifies an important size advantage within the larval stage (bigger larvae are more likely to survive) and provides insight that resource managers can use to better manage this species."

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About the University of Miami's Rosenstiel School

The University of Miami's mission is to educate and nurture students, to create knowledge, and to provide service to our community and beyond. Committed to excellence and proud of the diversity of our University family, we strive to develop future leaders of our nation and the world. Founded in the 1940's, the Rosenstiel School of Marine & Atmospheric Science has grown into one of the world's premier marine and atmospheric research institutions. Offering dynamic interdisciplinary academics, the Rosenstiel School is dedicated to helping communities to better understand the planet, participating in the establishment of environmental policies, and aiding in the improvement of society and quality of life. For more information, please visit http://www.rsmas.miami.edu.



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Source: http://www.eurekalert.org/pub_releases/2011-12/uomr-bbn121611.php

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